Short-term medical insurance is a medical insurance policy that covers you as well as your family from anywhere from just a single day or a week, up to a number of months. This form of medical insurance may be a little less expensive depending upon how long you intend on being insured. Short term health care insurance is most regularly used to fill a hole in insurance coverage. Gaps in insurance may happen when you change jobs, end a job, or if you are changing insurance providers. Group medical insurance policies are usually the least expensive way to go, they have added rewards, and are normally less difficult to understand. Countless people no longer have the option of a good quality low cost group healthcare protection plan. Group packages are more inexpensive than individual plans. So for individuals who have the opportunity of using a group program, it allows them to spend less money by paying more affordable rates.